Monestro P2P OÜ is an innovative crowdfunding company offering borrowers a simple and friendly way to borrow money at competitive rates based on their personal risk level.
For investors, we offer the opportunity to invest directly, with clear and transparent commissions, in loans with attractive returns. We have built an automatic risk assessment system to find segments in the loan market which risk is overrated by market participants and therefore represent attractive investment opportunities. Investing through Monestro is easy and with the help of available tools a well-diversified investment portfolio with a secure monthly income can automatically be created.
Monestro P2P OÜ was founded in 2014 by Targo Raus and Jaak Roosipuu, both of which have been active in the banking sector since 1992.
CEO of Monestro is Targo Raus, who has previously worked in executive positions at Tallinna Pank, Ühispank and SEB, and the last 10 years as CEO of Bigbank.
The Monestro team combines long-term banking expertise and todays top-level IT knowledge of financial and payment systems.
Monestro was licensed by the Estonian Financial Supervisory Authority as a credit intermediary on 19.09.2016. The first consumer loans where issued in the Estonian and Finnish markets in early 2017. Monestro platform is open to investors from the European Economic area. We aim to gradually expand geographically and also to add new investment options by introducing interesting and lucrative new financial products.